Choose the account that’s right for you.

The following chart is intended to be used solely as a tool to select an account with features that interests the consumer. Further information can be obtained by clicking on the account below or calling one of our Customer Service Representatives toll-free at (816) 782-7400. *A parent, guardian, or other adult is required to be a joint account holder for all minor accounts. 

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We've found the product for you!
What is the most important feature for you when looking for a checking account?
Do you want paper statements or e-statements?
Do you write less than 6 checks each month?
Are you a student?
What is your age?
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Personal Money Market
Great for few transactions while still earning interest
Minimum Opening Deposit$2,000
Minimum Balance Requirements$2,000
Minimum Balance Fee$8 minimum balance fee
Online BankingIncluded
Mobile BankingIncluded
Bill PayIncluded
Free ChecksNo
E-StatementAvailable
Paper StatementYes
Transaction Limitations$2 excess debit fee per debit over 6 per statement cycle
Interest BearingPays competitive interest rate based upon tiered balance. Contact us for current rate information.
ATM Card with Card AlertsYes
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Personal Interest Checking
Earn interest on your checking
Minimum Opening Deposit$2,000
Minimum Balance Requirements$2,000
Minimum Balance Fee$6 minimum balance fee
Online Banking Included
Mobile BankingIncluded
Bill PayIncluded
Free ChecksNo
E-StatementAvailable
Paper StatementYes
Transaction LimitationsUnlimited
Interest BearingPays competitive interest rate based upon tiered balance. Contact us for current rate information.
Debit Cards with Card AlertsYes
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Student Checking
Our best starter account, plus free checks
Available to individuals through 24 years of age with valid student ID
Minimum Opening Deposit$100
Minimum Balance Requirements$100
Minimum Balance Fee$2 minimum balance fee, waived if account has 10 POS transactions or combined balance in checking / savings account
Online BankingIncluded
Mobile BankingIncluded
Bill PayIncluded
Free Checks1st Box Free - Limited styles
E-StatementYes
Paper StatementNot available
Transaction Limitations$0.07 per check fee in excess of 15 per statement cycle
Interest BearingNo
Debit Card with Card AlertsYes
teal outline icon of a check book
Traditional Checking
A great choice if you want paper statements
Minimum Opening Deposit$500
Interest BearingNo
Minimum Balance Requirements$1,000
Minimum Balance Fee$4 minimum balance fee, waived if combined deposit balance of $1,000 or more
Online BankingIncluded
Mobile BankingIncluded
Bill PayIncluded
Free ChecksNo
E-StatementAvailable
Paper StatementYes
Transaction LimitationsUnlimited
Interest BearingNo
Debit Card with Card AlertsYes
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Senior Checking
No minimum balance required
Minimum Opening Deposit$100
Minimum Balance Requirements$0
Minimum Balance Fee$0
Online BankingIncluded
Mobile BankingIncluded
Bill PayIncluded
Free ChecksNo
E-StatementAvailable
Paper StatementYes
Transaction Limitations$0.07 per check fee in excess of 40 per statement cycle
Interest BearingNo
Debit Card with Card AlertsYes
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EZ Checking
Our Most Popular Account
Minimum Opening Deposit$250
Minimum Balance Requirements$500
Minimum Balance Fee$2 minimum balance fee, waived if account has 1 direct deposit every statement cycle
Online BankingIncluded
Mobile BankingIncluded
Bill PayIncluded
Free ChecksNo
E-StatementRequired
Paper StatementNot available
Transaction Limitations$0.07 per check in excess of 15 per statement cycle
Interest BearingNo
Debit Card with Card AlertsYes