SBA Loans Goppert Financial Bank

Your local SBA preferred lender

As a trusted community bank and an SBA Preferred Lender, Goppert Financial Bank offers small businesses faster approvals, flexible
financing options, and expert guidance throughout the lending process.
Our Preferred Lender status means we have the authority to make in-house credit decisions, removing delays and helping you access capital sooner.

Why Choose an SBA Loan?

The Small Business Administration partners with lenders like us to reduce lender risk and expand access to capital for small businesses. SBA-backed loans are known for:

Competitive terms and fees comparable to conventional financing.
Lower down payments and flexible qualification standards.
Support for both startups and established businesses, including businesses that may not qualify elsewhere.

Because we are SBA Preferred, you also benefit from:

Faster approvals due to delegated lending authority.
A streamlined process for a smoother borrower experience.
Local expertise with personalized support at every step.

GFB’s SBA Loan Program Offerings

SBA 7(a) Loans

<bFlexible Funding for Most Business Needs

The 7(a) Loan Program is the SBA’s primary offering designed to support a wide variety of business purposes.

Great for:

Real estate acquisition or improvement
Short or long-term working capital
Purchasing machinery, equipment, furniture, or fixtures
Refinancing business debt
Buying or expanding a business

Loan amounts: Up to 5 million dollars.

As an SBA Preferred Lender, we can help identify the best 7(a) option for your goals with speed and confidence.

SBA 504 Loans

Long-Term Fixed-Rate Financing for Major Investments

The 504 Loan Program provides stable financing for major fixed assets that support business growth and job creation.

Common uses:

Purchasing land or buildings
Constructing new facilities
Improving or modernizing existing structures
Buying long-term machinery or equipment

Loan amounts:

Up to 5.5 million dollars through Certified Development Companies. This program is an excellent option for businesses seeking long-term expansion.

SBA Microloans

Smaller Loans for Startups and Emerging Businesses

The Microloan Program offers smaller loans up to 50,000 dollars, ideal for new or early-stage businesses and nonprofit childcare centers.

Common uses:

Working capital
Inventory
Supplies
Furniture and fixtures
Machinery and equipment

Average microloan size is approximately 13,000 dollars. These loans are offered through nonprofit intermediary lenders.

How SBA Loans Benefit Your Business

SBA-backed financing supports a wide variety of needs, including:

Working capital such as seasonal financing, export loans, revolving credit, and refinanced business debt.
Fixed asset purchases such as equipment, real estate, and construction.
Expansion and modernization for growing businesses.
Lower equity requirements compared to many conventional loans.

Your Goppert Financial Bank lending team will work closely with you to determine the best SBA option for your needs.

Why Goppert Financial Bank?

As your hometown lender, we bring decades of experience supporting local businesses with financing solutions tailored to your goals. Our SBA Preferred Lender designation means you can count on:

Local decision-making
Fast and efficient approvals
A team experienced in SBA lending
Step-by-step guidance through the SBA process

We also offer a full suite of commercial lending options to build a financing plan that fits your business perfectly.

Get Started Today

Ready to grow your business with SBA financing?

Our local lending experts are here to help you choose the right program, guide you through the process, and secure funding that moves your business forward.

Contact a GFB SBA Lending Specialist Today

SBA Loans

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