Our lives are moving fast – Your bank needs to keep up

Take a look at our personal accounts or check out our handy account quiz to see what account is best tailored to your needs!

 

Choose the account that’s right for you

The following chart is intended to be used solely as a tool to select an account with features that interests the consumer. Further information can be obtained by clicking on the account below or calling one of our Customer Service Representatives toll-free at (816) 782-7400. *A parent, guardian, or other adult is required to be a joint account holder for all minor accounts. 

What is the most important feature for you when looking for a checking account?

Interest Bearing account
Managing my account online or with paper

Do you write less than 6 checks each month?

Yes
No

What is your age?

24 & Under
25-54
55 and Better!

Do you want paper statements or e-statements?

Paper
E-Statements

Are you a student?

Yes
No

Answers

Would you like to Start Over?

Personal Money Market

Minimum Opening Deposit

$2,000


Minimum Balance Requirements

$2,000


Minimum Balance Fee

$8 minimum balance fee


Online Banking

Included


Mobile Banking

Included


Bill Pay

Included


Free Checks


E-Statement

Available


Paper Statement


Transaction Limitations

$2 excess debit fee per debit over 6 per statement cycle


Interest Bearing

Pays competitive interest rate based upon tiered balance. Contact us for current rate information.


ATM Card with Card Alerts


Personal Interest Checking

Minimum Opening Deposit

$2,000


Minimum Balance Requirements

$2,000


Minimum Balance Fee

$6 minimum balance fee


Online Banking

Included


Mobile Banking

Included


Bill Pay

Included


Free Checks


E-Statement

Available


Paper Statement


Transaction Limitations

Unlimited


Interest Bearing

Pays competitive interest rate based upon tiered balance. Contact us for current rate information.


Debit Card with Card Alerts


Student Checking

Available to individuals through 24 years of age with valid student ID


Minimum Opening Deposit

$100


Minimum Balance Requirements

$100


Minimum Balance Fee

$2 minimum balance fee, waived if account has 10 POS transactions or combined balance in checking / savings account


Online Banking

Included


Mobile Banking

Included


Bill Pay

Included


Free Checks

1st Box Free - Limited styles


E-Statement


Paper Statement

Not available


Transaction Limitations

$0.07 per check fee in excess of 15 per statement cycle


Interest Bearing


Debit Card with Card Alerts


Traditional Checking

Minimum Opening Deposit

$500


Interest Bearing


Minimum Balance Requirements

$1,000


Minimum Balance Fee

$4 minimum balance fee, waived if combined deposit balance of $1,000 or more


Online Banking

Included


Mobile Banking

Included


Bill Pay

Included


Free Checks


E-Statement

Available


Paper Statement


Transaction Limitations

Unlimited


Interest Bearing


Debit Card with Card Alerts


Senior Checking

Minimum Opening Deposit

$100


Minimum Balance Requirements

$0


Minimum Balance Fee

$0


Online Banking

Included


Mobile Banking

Included


Bill Pay

Included


Free Checks


E-Statement

Available


Paper Statement


Transaction Limitations

$0.07 per check fee in excess of 40 per statement cycle


Interest Bearing


Debit Card with Card Alerts


EZ Checking

Minimum Opening Deposit

$250


Minimum Balance Requirements

$500


Minimum Balance Fee

$2 minimum balance fee, waived if account has 1 direct deposit every statement cycle


Online Banking

Included


Mobile Banking

Included


Bill Pay

Included


Free Checks


E-Statement

Required


Paper Statement

Not available


Transaction Limitations

$0.07 per check in excess of 15 per statement cycle


Interest Bearing


Debit Card with Card Alerts


Checking Accounts

ACCOUNT TYPEMINIMUM OPENING DEPOSITMINIMUM BALANCE REQUIREMENTSACCOUNT SERVICES FEES
& ADDITIONAL FEATURES
EZ Checking $250 $500
  • $2 Minimum balance fee. Fee may be waived if account has 1 direct deposit per statement cycle
  • $0.07 per check fee in excess of 15 per statement cycle
  • Estatement delivery only
  • Debit card available with text alerts
  • Online banking and bill pay available
Senior Checking

Available to individuals 55 years of age or older or on SSA/Disability
$100 $0
  • $0.07 per check fee in excess of 40 per statement cycle
  • Estatement or paper delivery available
  • Debit card available with text alerts
  • Online banking and bill pay available
Traditional Checking $500 $1,000
  • $4 minimum balance fee. Fee may be waived if combined balance of $1,000 or more in checking and savings.
  • Estatements or paper delivery available
  • Debit card available with text alerts
  • Online banking and bill pay available
Personal Interest Checking $2,000 $2,000
  • $6 minimum balance fee
  • Interest rate based upon tiered balance. Contact us for current rate information.
  • Estatement or paper delivery available
  • Debit card available with text alerts
  • Online banking and bill pay available
Personal Money Market $2,000 $2,000
  • $8 minimum balance fee
  • $2 excess withdrawal fee, per debit transaction in excess of 6 per statement cycle
  • Interest rate based upon tiered balance. Contact us for current rate information.
  • Estatement or paper delivery available
  • Online banking and bill pay available
Student Checking

Available to individuals through age 24 with valid student ID
$100 $100
  • $2 minimum balance fee. Fee may be waived if account has at least 10 point of sale transactions per statement or a combined balance in a checking or savings account.
  • $0.07 per check for checks in excess of 15 per statement cycle
  • E-statement delivery only
  • Debit card available with text alerts
  • Online banking and bill pay available.
  • Free first order of Goppert Financial Bank Logo checks
 The woman hand is putting a coin in a glass bottle and a pile of coins on a brown wooden table

Savings Accounts

ACCOUNT TYPEMINIMUM OPENING DEPOSITMINIMUM BALANCE REQUIREMENTSACCOUNT SERVICES FEES
& ADDITIONAL FEATURES
Personal Savings $100 $0
  • $2 excess withdrawal fee after 18 per statement cycle
  • Pays competitive interest rate. Contact us for current rate information.
  • Quarterly Statement
Christmas Club $5 $0
  • Club check automatically sent to you in time for the holiday sales
  • Automatic transfer of at least $5 weekly, biweekly, or monthly
  • $2 excess withdrawal fee will be charged for each withdrawal in excess of the automatic club check withdrawal in November
  • Pays competitive interest rate. Contact us for current rate information.
  • Quarterly Statement
Youth Savings for minors through age 17 $10 $0
  • $2 excess withdrawal fee after 18 per statement cycle
  • Piggy bank to child upon opening account
  • Punch card reward program
  • Pays competitive interest rate. Contact us for current rate information.
  • Quarterly Statement
certificate of deposit CD is shown on the conceptual business photo

Certificates of Deposit to Individual Retirement Accounts

Goppert Financial Bank offers a variety of FDIC insured Certificates of Deposit with terms from 91 days to 5-years. Individual Retirement Accounts can invest in Certificates of Deposit with terms of 1 or 2 years. Call us for current interest rates.

 

Stack of multicolored credit cards close-up

Debit Card Information

Contact your local branch to report Debit Card Fraud. If it is after hours, call 816.408.0400.

We offer the latest technology when it comes to debit cards. With our EMV 3DS cards, we collaborate with the merchant each and every transaction to authenticate the cardholder’s identity before authorization occurs. This is just another step we are taking to ensure we offer the highest security for our customers’ money and personal information.

Debit cards are available to all Goppert Financial Bank customers with a checking account. Each of our branches can provide you with a debit card at account opening. We also offer debit cards specifically limited to ATM access for both checking and savings accounts. Call or stop by your local branch to learn more about all of the great perks with our debit cards through Digital Banking including:

  • Receive text alerts
  • Change your PIN
  • Temporarily raise spending limits
  • Instant transfer money from your debit card
  • Enable automatic on/off times for your debit card
  • Report your card lost or stolen
  • Put your card on traveling mode
  • much more!

Simply Rewards® Visa Credit Card

3x the points

  • Grocery Stores
  • Discount Stores
  • Gas Stations
  • Restaraunts and Fast Food

1x the points

  • All other purchases

We make it easy to redeem

Access your account to see how many points you’ve earned through online banking or your monthly statement at www.cardcenterdirect.com.
Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1

Additional Visa Benefits2

Fraud Protection
Visa’s Zero Liability Policy means you won’t be held responsible for any unauthorized charges made with your card or account information.3

Others
Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.

Mobile Pays Supported

Online Credit Card Control

View transactions, pay bills and track expenses.

Includes eStatements with 18 months of history.

Goppert Financial Bank Credit Card

Learn More about our competitive rates and fees.

Apply Online Today for a Simply Reward® Visa®  Credit Card

Apply Now

 

Cardholder Self-Service Contacts

Online Account Access – www.cardcenterdirect.com

Reward Points Redemption – www.cardcenterdirect.com

Customer Service – 1-800-821-5184

 


Cards issued by UMB Bank, n.a.
1. Cardholders earn three (3) points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn one (1) point per dollar on all other purchases. See Simply Rewards Rules for details.
2. If you are approved with a credit line that is equal to or greater than $5,000, a Visa Signature account will be issued, and if the credit line is less than $5,000, a Visa Platinum account will be issued. The benefits of Visa Platinum accounts differ from Visa Signature accounts. See Guide to Benefits and Cardholder Agreement that accompany your card for details. Certain terms and conditions apply.
3. Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

See card application for important rate, fee and program information.

 

Photo of cash with a gift card and a bow on top

Gift Card Information

For everyone on every occasion!
  • Choose card design
  • Load from $10 to $1,000
  • Personalize card with custom message
  • Purchase fee: $4
  • Monthly Inactivity Fee: $2.95 (after 12 consecutive months of inactivity)
  • Lost/Stolen Replacement Fee: $5
  • Minimum Load Value: $10
  • Maximum Load Value: $1,000
  • Gift cards are not reloadable
  • You can use domestically wherever debit cards are accepted.
Gift cards are issued by MetaBank, N.A.

safe deposit boxes at the bank

Safe Deposit Box Information

We offer a selection of sizes and prices for our safe deposit boxes. Call today to learn more!

To open a new safe deposit box or make changes to your existing box, please visit one of our local branches.

 

 

Looking for more? Check out our Personal Lending Solutions to see our array of lending solutions available to you! From fixed-rate mortgage loans to car loans, see what all we have to offer!

 

Personal Lending Solutions