Your Business Is Growing – Our Tools Make That Easy

At Goppert Financial Bank, we offer a variety of accounts and tools designed to deliver the value, service and convenience your business demands in this competitive environment.

 

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Commercial Checking Accounts

ACCOUNT TYPEMINIMUM OPENING DEPOSITMINIMUM BALANCE REQUIREMENTSACCOUNT SERVICES FEES
& ADDITIONAL FEATURES
EZ Small Business Checking  $500 $1,000
  • $5 Minimum Balance Fee
  • $0.07 per deposit item fee for items deposited in excess of 100 per statement cycle
  • $0.10 per check fee in excess of 100 per statement cycle
  • Estatements delivery only
  • Debit card available with text alerts
  • Online banking and bill pay available
Traditional Business Checking  $500 $1,000
  • $8 Minimum Balance Fee
  • $0.10 per check fee in excess of 200 per statement cycle
  • $0.07 per deposit item fee for items deposited in excess of 200 per statement cycle
  • $0.10 earnings credit allowance per $100 average collected balance
  • Estatement or paper statement available
  • Debit card available with text alerts
  • Online banking and bill pay available
Commercial Interest Checking  $2,000  $2,000
  • $10 Minimum Balance Fee
  • $0.10 per check fee in excess of 100 per statement cycle
  • $0.07 per deposit item fee for items deposited in excess of 100
  • Pays competitive interest rate based upon tiered balance. Contact us for current rate information
  • Estatement or paper statement available
  • Debit card available with text alerts
  • Online banking and bill pay available
Commercial Money Market  $2,000  $2,000
  • $10 minimum balance fee
  • $2 excess debit fee per debit over 6 per statement cycle
  • Estatement or paper statement available
  • Online banking and bill pay available
  • Pays competitive interest rate based upon tiered balance. Contact us for current rate information.
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Commercial Savings Accounts

ACCOUNT TYPEMINIMUM OPENING DEPOSITMINIMUM BALANCE REQUIREMENTSACCOUNT SERVICES FEES
& ADDITIONAL FEATURES
Commercial Savings $100 $0
  • $2 excess withdrawal fee after 18 per statement cycle
  • Pays competitive interest rate. Contact us for current rate information.
  • Quarterly Statement

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Debit Card Information

Contact your local branch to report Debit Card Fraud. If it is after hours, call 816.408.0400.

We offer the latest technology when it comes to debit cards. With our EMV 3DS cards, we collaborate with the merchant each and every transaction to authenticate the cardholder’s identity before authorization occurs. This is just another step we are taking to ensure we offer the highest security for our customers’ money and personal information.

Debit cards are available to all Goppert Financial Bank business customers with a checking account. Each of our branches can provide you with a debit card at account opening. Call or stop by your local branch to learn more about all of the great perks with our debit cards through Digital Banking including:

  • Receive text alerts
  • Change your PIN
  • Temporarily raise spending limits
  • Instant transfer money from your debit card
  • Enable automatic on/off times for your debit card
  • Report your card lost or stolen
  • Put your card on traveling mode
  • much more!

Simply Rewards® Visa Credit Card

3x the points

  • Grocery Stores
  • Discount Stores
  • Gas Stations
  • Restaraunts and Fast Food

1x the points

  • All other purchases

We make it easy to redeem

Access your account to see how many points you’ve earned through online banking or your monthly statement at www.cardcenterdirect.com.
Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1

Additional Visa Benefits2

Fraud Protection
Visa’s Zero Liability Policy means you won’t be held responsible for any unauthorized charges made with your card or account information.3

Others
Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.

Mobile Pays Supported

Online Credit Card Control

View transactions, pay bills and track expenses.

Includes eStatements with 18 months of history.

 

Learn More about our competitive rates and fees.

Contact your local branch to apply for a Simply Reward® Visa®  Credit Card

Cardholder Self-Service Contacts

Online Account Access – www.cardcenterdirect.com

Reward Points Redemption – www.cardcenterdirect.com

Customer Service – 1-800-821-5184

 


Cards issued by UMB Bank, n.a.
1. Cardholders earn three (3) points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn one (1) point per dollar on all other purchases. See Simply Rewards Rules for details.
2. If you are approved with a credit line that is equal to or greater than $5,000, a Visa Signature account will be issued, and if the credit line is less than $5,000, a Visa Platinum account will be issued. The benefits of Visa Platinum accounts differ from Visa Signature accounts. See Guide to Benefits and Cardholder Agreement that accompany your card for details. Certain terms and conditions apply.
3. Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

See card application for important rate, fee and program information.

 

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Gift Card Information

Large order options are available for your business!
Whether you are showing appreciation to your employees or giving back to your customers, give us a call to see how a large order of gift cards might be just the way you’re looking to say, “Thank you!”

  • Choose card design
  • Load from $10 to $1,000
  • Personalize card with custom message
  • Purchase fee: $4
  • Monthly Inactivity Fee: $2.95 (after 12 consecutive months of inactivity)
  • Lost/Stolen Replacement Fee: $5
  • Minimum Load Value: $10
  • Maximum Load Value: $1,000
  • Gift cards are not reloadable
  • You can use domestically wherever debit cards are accepted.
Gift cards are issued by MetaBank, N.A.

 

 

Grow your business at your speed! Check out our Commercial Lending Solutions to see our array of lending options available to your farm or small business!

 

Commercial Lending Solutions